$299,000 Custom home has a great layout with BIG BIG rooms included in Sacramento, California

First time ever on the market! This custom home has a great layout with BIG BIG rooms including an indoor laundry room, newer Trane central heat & air, cedar lined bedroom closets, EXTRA LARGE kitchen, formal living & dining room plus a picture perfect family room with a brick fireplace looking into the front yard AND the back yard. French doors from the family room lead to the covered rear porch & ample back yard (property goes down to the stream). Also features a detached garage/workshop. $2,990 down payment with monthly P&I payments of $1,384.72. With rate of 3.75% 30 year fixed FHA loan.620 FICO to qualify.